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Are you 62 or older and looking to buy your next home or refinance your current one? A reverse mortgage can help you purchase a new property or refinance without monthly mortgage payments, giving you financial freedom and flexibility. Whether you want to downsize, upgrade, or access your home’s equity, this option is designed to meet your retirement needs. Fill out our quick questionnaire today to explore how a reverse mortgage could work for you!
Purchase
Buy your next home with no monthly payments and keep your savings intact.
Keep Savings In Tact
Explore Options
Move Closer to Family
Refinance
Fill out our quick questionnaire to explore your options and make your mortgage work better for you!
No Required Monthly Payment
Access Equity
Stay In Your Home
**In order to do an estimate, I will need your address, date of birth, and gross monthly income. Once you have decided to make a full application, we can do that in person, over Zoom, whatever works best for you :) The above information helps me give you the most details regarding your situation for our initial consultation. I do not ask for social security numbers until I know you are ready to proceed with the application. Your email and phone number will not be disclosed and you can choose to opt out on your information being sold once your credit is pulled.
Q: What are the benefits of refinancing a primary property with a reverse mortgage?
A: Refinancing your primary home with a reverse mortgage can eliminate monthly payments, give you access to tax-free equity, and provide flexible payout options like a lump sum, monthly payments, or a line of credit. It’s a great way to supplement retirement income, cover expenses, or fund home improvements—all while staying in your home and enjoying more financial freedom.
Q: What if I have an existing mortgage?
A: You may qualify for a reverse mortgage even if you still owe money on an existing mortgage. However, any existing mortgages must be paid off. You can pay off the existing mortgage with a reverse mortgage, money from your savings, or assistance from a family member or friend.
For example, let’s say you owe $100,000 on an existing mortgage. Based on your age, home value, and interest rates, you qualify for $125,000 under the reverse mortgage program. Under this scenario, you will be able to pay off ALL the existing mortgage and still have $25,000 left over to use as you wish, with no monthly payment.
© PMF, Inc. | NMLS# 1980
Mortgage Broker only, not a Mortgage Lender or Mortgage Correspondent Lender
All loan approvals are conditional, not guaranteed, and subject to lender review of all information. A loan is conditionally approved when the lender has issued an approval in writing, but until all conditions are met, a loan cannot be funded. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. Pioneer Mortgage Funding, Inc is an Equal Opportunity Mortgage Broker headquartered in Tampa, Florida. This licensee is performing acts for which a mortgage broker license is required. PMF, Inc is licensed by the Florida Office of Financial Regulation, NMLS# 1980. Pioneer Mortgage Funding, Inc. is approved to originate Conventional, FHA, VA, and USDA loans, and has the ability to broker such loans to Conventional, FHA, VA, and USDA approved lenders. Pioneer Mortgage Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the VA.
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142 W. Platt St
(855) 525-9070
