Fix and Flip/Bridge Loan
Fix and Flip Loans are perfect for investors looking to buy, renovate, and sell properties for a profit. Also known as bridge loans or rehab loans, these loans provide financing for both the property purchase and the renovation costs. They’re a great option to quickly transition a property from potential to profit!
Any level of investor experience
Credit scores as low as 660
Non-owner occupied Single Family, Multi Family up to 4 units property types
Purchase Loan Amount – up to 85% of Cost
Construction Loan Amount – up to 100% of Cost
Total loan amount is up to 85% of the total cost (maximum after repair value LTV 70%)
12-month loan term with Interest Only payments
A Fix and Flip Loan gives you the financing you need to turn opportunities into profit, covering both the purchase and renovation costs. Ready to start your next project?
New Construction
Commercial New Construction Loans are designed to help you bring your business or investment property to life. These single-close loans begin as construction financing, providing funds as needed throughout the build, and transition into a permanent mortgage once the project is complete. It’s a seamless solution to support your commercial development from start to finish!
Investment Properties Only: Single-Family, Condos, Townhomes, Multi-Family, Commercial, Mixed Use, Office, Retail, Industrial, Warehouse
$100K – $5M Loan Amounts
Up to 75% LTV
Blanket Loan Options Available
Fixed rates/Adjustable
9-24 Month Terms
Interest Only Payments
Purchase, Refinance, or Cash Out
Foreign Nationals Eligible
No Prepayment Penalty Option Available
A Commercial New Construction Loan simplifies the financing process, covering both the building phase and long-term mortgage in one streamlined solution. Ready to break ground on your next project?
Office/Mixed-Use
Office and Mixed-Use Loans provide flexible financing for properties serving multiple purposes, such as residential, commercial, industrial, or institutional use. Whether you need short-term or long-term financing, these loans are ideal for buildings designed for combined functionality, making them a great fit for unique and versatile projects.
Property types include mixed use, multi-family, office, retail, light industrial/warehouse, self storage, mobile home communities, automotive, daycare, restaurants, special purpose considered
Loan amount $500k to $10M
Terms 5,7, 10, 20, & 30 years
LTV max is 75%
Interest only option available
Prepayment penalty can be negotiated
Credit score 660+
An Office or Mixed-Use Loan offers the flexibility you need to finance properties with diverse purposes, whether for residential, commercial, or industrial use. Ready to explore your options?
SBA-Small Business Administration
SBA Loans are designed to support small businesses by providing affordable financing for a variety of needs, including startup costs, working capital, expansions, and real estate purchases. Backed by the federal government and issued through private lenders, SBA loans offer flexible terms and competitive rates to help your business grow and thrive.
For Profit Business
Business is physically located in U.S.
Loan amount up to $5M
Can be used for most business purposes, including fixed assets and operating capital
Lower down payments, flexible overhead requirements, and no collateral required for some loans.
Cannot be delinquent on Federal Debt
Exhausted financing options from non-government sources and cannot get approved.
An SBA Loan is a powerful tool to help your small business succeed, offering flexible terms and government-backed support for your growth. Ready to take the next step?
Equipment Leasing
Equipment Leasing provides a flexible way to access the tools and technology your business needs without the upfront cost of purchasing. From construction and farm equipment to medical devices, office technology, and vehicles, leasing allows you to keep your business running smoothly while managing your cash flow effectively.
Acquisition of equipment with monthly lease payments
Option to buy out at end of term
Loan amount up to $1M
Pick any vendor and we will arrange financing
Term 24 months to 60 months
Customize plans to best suit budget and cash flow requirements
With Equipment Leasing, you can get the essential tools and technology your business needs without tying up capital. Ready to explore your options? Contact me today, and let’s find the right leasing solution to keep your business moving forward!
Business Line of Credit
Business Line of Credit is a flexible financing option that works like a business credit card, giving you access to funds when you need them. Borrowers are approved for a set amount and only pay interest on what they use, making it a smart choice for managing cash flow or covering unexpected expenses. With easy access through a checking account or mobile app, it’s financing designed to keep your business running smoothly.
Allows you to borrow the exact amount of money you need to help grow your business when needed.
Variable interest rate.
Only pay interest on the amount you borrow.
Good for covering ongoing purchases or expenses.
Has the advantages of both a standard business loan and a business credit card
Lower interest rates than a credit card
Up to $300,000 line of credit
Available for office, retail, self storage, hospitality, industrial, multi-family, manufacture housing, construction financing, etc.
A Business Line of Credit gives you the flexibility to access funds when you need them and pay only for what you use. Ready to keep your business moving forward?
Hard Money Loan
Hard Money Loans are a flexible solution for investors who don’t qualify for conventional financing or need short-term funding. Perfect for fix-and-flip projects, new construction, or rental properties, these loans are typically funded by private investors or companies, offering quick access to capital to keep your investment moving forward.
Minimum credit score of 500
Short term bridge loan with term of 9-24 months
Single Family, Multifamily, Mixed Use, Commercial for Investment properties
Loan size of $100k to $5M
Down Payment from 25%
Interest only payments
Purchase, Refinance, or Cash out
Foreign Nationals Eligible
Investment property only (primary not allowed
A Hard Money Loan gives you the fast, flexible funding you need to make your investment projects a success. Ready to take the next step?
Build Your Vision, Fund Your Future!
Breaking ground on your next commercial project? Get the financing you need to bring your vision to life. Apply today and start building for the future!
© PMF, Inc. | NMLS# 1980
Mortgage Broker only, not a Mortgage Lender or Mortgage Correspondent Lender
All loan approvals are conditional, not guaranteed, and subject to lender review of all information. A loan is conditionally approved when the lender has issued an approval in writing, but until all conditions are met, a loan cannot be funded. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. Pioneer Mortgage Funding, Inc is an Equal Opportunity Mortgage Broker headquartered in Tampa, Florida. This licensee is performing acts for which a mortgage broker license is required. PMF, Inc is licensed by the Florida Office of Financial Regulation, NMLS# 1980. Pioneer Mortgage Funding, Inc. is approved to originate Conventional, FHA, VA, and USDA loans, and has the ability to broker such loans to Conventional, FHA, VA, and USDA approved lenders. Pioneer Mortgage Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the VA.
Corporate Address:
142 W. Platt St
(855) 525-9070
